I have a student blue since 1999, $8000 cl, perfect history, no lates, blah, blah, blah.... and for the second time in the past sixth months I have been denied - score is at 710 experian (which is what they keep checking) and my utilization is at 28%. WHAT GIVES???? I want a blue cash, not a student blue - the student blue has a super high apr & no rewards. Sorry for venting here Does anyone know?
WHY...CAUSE THEY ARE CLULESS... Why would I be DENIED A "PRE-APPROVED" DELTA GOLD??? TWICE... Why would I have to "SPIN-OFF" $5,000 from BLUE to make a DELTA GOLD account??? Why have I NEVER got a limit increase in 3.5 years??? F.I.C.O. 665-739
Any lates at all on the credit report? Besides, if you asked them, they'd tell you why they denied you. The reason could be something you could explain to a reasonable person and they can issue you the card. So what's the reason they gave you?
The only inquiries I have are the two that THEY made. This last application was the last inquiry. The reason given was too few satisfactory closed accounts. What does that mean? I have maybe four accounts closed - all say closed by comsumer - and all are satisifactory (never late, over limit, etc.).
I didnt get my card until I called them (I applied online) .. maybe some "supervisor" person would answer, and perhaps grant you the account.
