Amex Blue... Help needed

Discussion in 'Credit Talk' started by atcjet, Sep 28, 2001.

  1. atcjet

    atcjet New Member

    I recently applied for both Amex BLUE and the regular GREEN card. The green was approved instantly over the phone. The Blue was denied. I just receive the letter in the mail stating the reason for the denial.
    It does not say that I was turn down beacuse I applied for both cards during a short period of time, but for a # derog in my report. ( 2 lates, 4/12 yrs back).

    Can anyone tell me how to go about having them reconsider this application. Any # to call?

    I've been an authorized gold card for over 3 yrs and now a personal green card member. Any help would be appreciated.

  2. mj

    mj Well-Known Member

    Credit standards are higher for credit vs. charge cards at Amex.

    Dispute the lates and clean up the report, get a copy of the cleaned up report, then send all of that to Amex.

    The # to call is on your decline letter, and they are very good about reconsiderations.

    Which report did they pull? You may want to look at it online (Experian and Equifax can be looked at and disputed online).

    Good luck,

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