I'm interested in applying for a business revolving card for my company. We are a corporation, however, so I don't want a business line reported to my personal file, but to D&B and Experian. I have no problem giving a personal guarantee, and my scores are plenty high to be approved (800s), but the rep said that the CHARGE accounts for business don't report on personal reports, but the REVOLVING do. Is she right? It seems others have posted and said their Blue for Business doesn't report to personal reports. Thanks.
I can be incorrect but I dont believe Blue for Business will report to anyones' personal report. Only business reports.
From my experience Amex Business Credit Cards and or Charge cards don't report on personal credit reports. We have had Amex biz cards for almost 3 years.