We're curious as to what to expect. Our AMEX personal cards reported fairly quickly, but the business card hasn't even though the business is set up as a sole proprietorship. Should we be expecting them to report to the CRAs or do they only report to D&B? Also, if they HAVE reported to the CRAs for anyone, if you take advantage of the 4 month billing option on some of the purchases, does the account report as revolving or does it still report just as an open account? Thanks much! DemPooches