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Discussion in 'Credit Talk' started by Eboni, Dec 11, 2000.
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Usually,it depends on how quickly the receipts are processed thru the merchants bank;you may wish to give it a couple extra days due to the X-mas activity.
AMEX online bill payment or phone payment wont let you pay for unbilled charges only for current balance but if you overnight a check they will accept that.
When I had my AMEX I was constantly making payments before they were due.
If you have a second credit card account with on-line balance transfer option (like NEXT CARD), you can over pay your AMERICAN EXPRESS BILL IF YOU NEED TO!!! (it took <48 hours)
Eboni - you probably need to wait about 5 biz days. I had to "learn" to pay online also.
You can pay ahead via epay...BUT:
1. last paid bill $500
2. you can pay any amt up to $500 again,
but not over what your last bill balance
3. If I chg $1500 in new charges, I can epay
$500 each time, and must wait 3 biz days between those transactions.
Hope this helps - Dogman
I use the online pay for AMEX all the time. I love it, it is so quick. My payment usually shows up within two days.