Separate names with a comma.
Discussion in 'Credit Talk' started by Mike, Apr 8, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access Visa® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign nationwide. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
Depends what you are upgrading to and the offer. If you are pre-approved, they might do a soft inquiry and ask for income verification. If you apply "cold turkey" then a hard inquiry will be done
Hi Jason, I have Blue and Optima Platinum. I actually got Blue when it was first introduced so it is one of my oldest cards. I got the Optima Platinum two months ago. I'm thinking about going for the Plat. charge card next year when my recent inquiries fall off. I was wondering if it would be easier to go for Rewards Plus Gold now and then upgrade to Platinum next year or go straight for the Platinum next year. Provided that my credit hopefully remains good, which would be the easier way to get the Platinum?
I think I posted an answers earlier, but you might have missed it with all the people on here.
It might help a little to the get the Gold since you will be active user in the "charge card family"--but it will not hurt you if you do not get the Gold since platinum is based on your income and credit report and spending pattern within AMEX--which you will establish with Blue and you Optima, but you want to get the Rewards Plus Gold card (RPG) so that you can see if platinum is really what you want (although it sounds like you do), that way you can see how the Gold works and decide from there.
Hope that helps you out, good luck!
Does AMEX do income verification when applying for Gold or Platinum? I remember seeing on the AMEX website that there is no minimum income requirement for these cards if you already have an established AMEX account. Anyway, I usually put down total household income, not just my income which is not much right now. Is it okay to mention total household income when applying for Rewards Plus or Platinum?
SAYS TOTAL HOUSEHOLD INCOME
RANGES ON PULL DOWN...
when they ask for income is that based on last year's income (ie:IRS 1040- for 2000) or this year's income and the projected total at the end of 2001?
THIS YEARS TOTAL HOUSEHOLD INCOME...
>$1,000,000 THAT ME...JUST KIDDING...
Any guess is what income is needed for a particular Amex card?
I think the green Amex is $15,000 annual.
$20,000+ FOR THE AMEX CASH BACK...but if you have another AMEX card of any kind, the minimum income is waived.
AMEX Green - $15,000+
AMEX Gold, Blue, Optima - $20,000+
AMEX Platinum - $100,000+
All of these are waived if you already have another AMEX account.