Applied for an Amex Centurion Bank line of credit. They pulled Experian but, wait, could it be true? The inquiry is SOFT! If you need a LOC, this could be an inquiry-free chance to get it, before they're on to it: http://banking.americanexpress.com/products/linesofcredit.jsp A word of caution though, this could have been a glitch. Saar