I got a question, I just received my Personal AMEX but I think is not what I was expecting...they said that my credit limit will be base on the perform of the account and payment history..it this means every time I want to charge something to my card they will run a credit check?...that sucks...
No, that's not what that means. it means that if you start out charging $1,000 a month and suddenly charge $10,000, the $10,000 charge would not be approved. Kitt can probably explain it better, she works for them. Or call the number on your card, and ask them to explain it to you. We AmExer's have a little joke - you have a credit limit but you do not know what it is, only AmEx knows, and AmEx can change it without telling you. (a joke, really)
