I was afraid I might be so I prolonged applying for AMEX checking account. Well I took a chance and applied yesterday. All in one day I applied, fax a voided check and the signature card from their website, and was approved. Just hours after I applied they gave me my account number. Now I can start saving extra cash for the new upcoming secured card. Speaking of secured card, I was a little worried that my deposit from my rejected secured optima hadn't arrived. My app was rejected because I applied after the card was terminated. Wanting to know where was my deposit, I called. The rep told me the deposit had been mailed and also said that the new secured card could possibly be ready at the end of 01/2001 or the beginning of 02/2001. She said nothing was certain.