Do any of these three call your employer to verify income? Do any of them require you to submit a pay stub to verify income? And, do any of them call you at work to check up on you before granting you credit?
My employer can only verify I work there. I have only had one call me at work to re-open the account with WAY better rates...that's all. AMEX never called, CAN'T get CITIBANK, haven't tried GENERATIONS
Generations WILL require fax of a pay stub. They also called me at my work number to tell me that I was approved (that may have been a way of verifying place of employment). I do not know whether they called human resources to verify employment.
Yup, Generations called me too, and asked for a pay stub. I applied on line and as soon as I entered my income (no great shakes there, by the way, lol) I got a pop up saying they would require verification. Generations is a very small operation. I spoke to a rep today and mentioned that it was nice to hear the same name, and he told me there are only four reps there!! Anyhow, that is the normal practice for them.
