AMEX CL Increase?

Discussion in 'Credit Talk' started by robertw477, Dec 8, 2003.

  1. robertw477

    robertw477 Well-Known Member

    Just called for a CL increas eon my AMEX Starwood card. This has been a great rewards card. I charge and pay the max every month.

    I called early (Probably should not have) Rep took my info because the CL was not open yet. She asked salary a few short questions. I think they are going to pull a hard. Last time they approved right over the phone.

    She did not tell my they were going to pull a report. Any ideas. I am going to get hammered with all these hard pulls lately. I operate a business and get a few hards a year on business stuff.

    Rob
     
  2. GEORGE

    GEORGE Well-Known Member

    "I would like to know if I can get a PRE-APPROVED CLI--NO INQUIRES PLEASE"

    They do AR'S every single month...and in my case with 5 AMEX ACCOUNTS (now 4) they do 5 EVERY MONTH and a HARD is REDUNDANT!!!
     
  3. robertw477

    robertw477 Well-Known Member

    Good point. Hopefully I dont get another hard. You often wonder about some of the questions they ask anyway. They can see you spending and payment habits. To me that in itself shows your income level etc.

    There are some people who might be high income but dont pay on time or have other issues?

    Rob
     

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