I had an email from Privista ID Guard Alert. After I login, lo and behold, there's a hard inquiry listed by American Express TRS company on 11/08. I was rushing to conclusion about the misleading info that I gave out yesterday that Amex approved me base on my current Secured Optima payments history, no report, That's not the case, infact, they pulled EFX and XPN. The XPN report they pulled was a soft one for the LOC. I speak with EFX on Friday concerning a recent inquiry from Amex, they said no, but Citibank hit one on 11/08. This is a sickness!!! 4 days later show up on a report, beside, pulling two different report in 15 min, Amex is crazy!!!