Hi, How easy or not easy is to get Amex green card? This is charge card, so I guess even people with no credit history should get it - or not? I heard that they do not send reports to credit bureaus â?? is it true? Thanks Denny
I know for a fact AMEX looks for minimum 1 year account history plus prime score rating threshold (680+)
I got one in Jan 03 on a preapproval offer in the mail. The PRM they pulled was on EX, my FAKO Exp score was 640 with an unpaid CO from 1996, but 3-4 cards over 2 years old. They do report for me on all 3 CRA's. They report high balance, so you can fiddle with your ratios by charging alot of things and then paying off before the statement cycle ends. I am currently doing this now. Had $1200 in vacation charges, paid it to $0 and my cycle doesn't close until Jun. 20. I am hoping it will show $0 balance , $1200 high credit to help out the utilization ratio. WALLST
they have different standards for different cards believe me or ask lkh green being the easiest card to get ... I think 650 and i year of good pay history with 1 card will get you green good luck
I received a pre-approval a couple of years ago and was accepted with a score of only 620. I had just finished cleaning up my credit at the time and had no other credit/charge cards. It looks very impressive on a credit report too as I used it (I use an amex starwood now mostly) like a debit card to buy everything. Thanks, Keith
I had 2 charge offs with them and kept getting preapproval letters from them. I didn't answer because I think they were hoping to find my employment info if I applied.
Re: Re: AMEX green card? Easy to get or no? So they DO report to all 3 CRA's!!!??? I was so sure that I have seen post saying that they do NOT report for green and gold). I know that they report Blue.
Re: Re: AMEX green card? Easy to get or no? They reported for me and everyone I know on all three CRA's for Green.