One of my BT promos is about to end and I was going to transfer it to Citi but decided to try, finally, for AMEX Blue and their 6mo 0% offer. I went to their web site and clicked on apply only to find out that they ask for Personal Income rather than Household Income. They also ask for Mortgage Payment amount. Now, if I put my individual income and the Mortgage amount they will absolutely deny me because our mortgages payments (we own two homes) exceed my individual income but with the household income the mortgage amounts are only 22% of income. What do I do?
Thanks for the vote of confidence, Mist, I appreciate it. You know the facts, you know your 2 options, and you also know the pros & cons of each. So unfortunately, there's little that I can help you with. I wish you luck whatever you do, and look forward to reading about your progress. Saar
