I applied and got the ole' pending message.....I followed previous post instructions of calling 888 right after aplying......it gave me an account number and the amount of funds dispearsed, I also used the account numbe to get a user ID and password for online acc access....but,but,but......Am I truely approved?...I ask this because it doesnt show an actual account number online nore available funds or balance info.......why?....and another thing even though I was able to do all of the above I still havent recieved another e-mail that actually states that i am approved...How long does it generally take to recieve an approval e-mail from the time of application?.....Im biting my nails I really need this LOC...has anyone every gone throught this then later was actually not approved....or should i not be worried or should I? help
Call 1-888-356-1006 and speak to C/S to verify if approved or not. There have been stories of early approval then it turns into denial. I haven't seen anything of that nature for awhile though. Their a shaky operation but getting better. The tough part is when you actually get the checks. My first 3 checks were returned to my bank upaid because of a sytem glitch at AMEX. They gave me an apology letter and $200 for their mistake. One tip!!Always write out the check to yourself and deposit it. You can't afford to send a check to a vendor and not have it honored!
George, I got P+5.99% on my third try. A cl of $3000, though. It helped that I had an extra $10K in available credit showing on my report. Informed, The best thing you can do is call 1-888-356-1006 , wait to speak with a representative, and ask them when the account will be fully set up online. But if you have an account number now, it's a pretty good chance that you are really approved.
ty guys 4 responding...I have been fearful of calling cause I dont want to hear a no.....but thanks again 4 the info.....and sry to hear that george....thank goodness they are soft inq's......takecare PEACE & LOVE
Another reason, it has WAY TOO MANY QUESTIONS to fill out and then get STRIKE 3!!! I don't think my MORTGAGE had that many questions...
I called and found out I was approvedf for $25k. I also was sent the welcome package and got that about 7 business days later.. you should call and find out what your limit and APR are if you really like to know..
thanks i know the apr and the amount only thing is i havent recieved an official ur approved e-mail, and i am afraid to call to see outta fear that it may be rejected...call me crazy....i just hate one on ones.......and thanks ender......7 days from when u were approved is pretty quick is that when u got ur welcome pack and then checxks later or all at once?I wonder why they havent sent me an email well they did say 5 to 7 days....but thats just plain torture to me lol PEACE & LOVE
The welcome letter comes first, the checks come 5-7 days later. I think their both mailed from different locations.You should have both in 2 weeks.
well checked on line and my account number now shows....whew ....my ficos gonna jump now buddy ty for all the previous post reguarding amex loc .....creditnet is the bomb!!!! PEACE & LOVE
