THE OTHER SIDE OF THE COIN... AMEX BLUE still $15,500 after 2 years Still 12.99%~~REFUSED I don't know how many time to lower it to 9.99% (EVERYBODY now gets 9.99% if they apply) 12.99% BT DENIED AMEX CASH BACK PLAT...and AGAIN on RE-EVALUATION AMEX LOC...DENIED #1...DENIED...#2 (or at least I think so)..."no loan account with that SS#"