I applied for an AMEX and changed my mind after receiving the card and decided not to activate it. It's showing up on my cr as an open -> closed account. Does anybody have experience with this sort of thing, and can I contact or write AMEX and ask them to remove the trade line entirely? And what are chances for success?
I've had AMEX blue I didn't use for like 4 years and they still had it open. In your case it might be little different, but I was able to order one and use it after 4 years of inactivity.
I HAVE HAD ACCOUNTS SHOW UP ON MY CREDIT REPORT BEFORE I GET THE CARD!!! They have NO OBLIGATION to wait till you "ACTIVATE" the card before they report it!!!!
