I was finally able to access my equifax report and score online. AMEX obviously did not pull equifax. Anyways my equifax has no new negatives of course but my score dropped from 702 (april) to 680 (premortgage) to 545 (today). I dont understand that at all. It looks like I have to go back to the drind and found out what is happening with my credit. I have multiple, multiple accounts. Before you ask, I have no negatives except the rehabbed student loan which is not on my mail report, but it shows on the online version. As for inquiries I had ADT in october, juniper in september, and mortgage company in April. Something is not right with this online report. Even I thought I had more inquiries than that. And how could I have gotten approved for ADT with a score like that. I am confused. And I just wanted to share my bad news. So much for fair scores. I just knew Amex used my equifax report. Let me go check my Experian.........
WTF? I just pulled my 3in1 online. American Express is on my Equifax (EFX): one inquiry on 11/26/01 and one on 11/20/01. How is it possible that I got amex and First Union (wachovia) with a 545?????
Dunno. I tried for Blue and then Green with eveything clean on Ex and TU. On Equifax I have 2 old CO's (about to drop off old) . I figured they would pull Ex...but they pulled EQ for me too. I got the - Slam, sorry, see ya message. I wish I had your luck R. -Peace, Dave
Sorry, roni. The random number generator is a standing joke about credit scoring. That there is no real scoring system, it's a random number generator. Sounds like maybe your online report is screwed up, if those inquiries aren't showing and the score is way out of whack.
I have been having problems with my online report forever, but I need to call them b/c paying for this crap is CRAP! Of course AMEX is not giving out 2 cards to me whenmy score is lowering than it ever was so they are whack. I know my Equifax was 702 when I applied for my mortgage. I will see what I can do. And discover is on there and it was removed....ugh!
it was expired, old etc only on my online report and not on the hard one. i dont you are getting my point here. But it really doesnt matter.
I think you are saying your online report is messed up. I am just joking around. I'm sorry. You must be too upset about it to joke. ((((((roni))))))
Maybe two reports with Equifax. I had that problem, though, they never did fix the problem. Eventually the original report just stopped getting sent to me even though there was info on there that never appeared on my newer one. I had the same thing going on - accounts updated on one report, but not the other, and a different set of inquiries on each.
same here, I have two reports floating at equifax. Roni I have a contact person who maybe able to help you out. She is working on mine, my email is calanova2000@yahoo.com. It created a mess for me. Believe me, it was not easy to get them to finally admit it. If I can help please let me know. Cypri
Cypri, will you please give me that contact number? I can't get my equifax credit report online either they keep giving me the run around. Phyllis Phylisrn@yahoo.com
