Well if I can share my experiance with you guys. A few of my clients (who have good but fresh credit) have received the "Blue" product with a $2,000.00 limit. $2K is the minimum credit they will grant, and I understand that the Green Charge Card is a bit easier to qualify for. These clients of mine had about 4-5 Trades open with the oldest one about 7-8 months. A good example would be. 1. Secured card $300.00 limit opened 6-2000 2. Gas Card $250.00 limit opened 9-2000 3. Aria card $500.00 limit opened 11-2000 4. Target card $200.00 limit opened 1-2001 5. AMEX BLUE $2,000 limit opened 1-2001 As you can see this was the first Prime card these folks got. I can't say about people with blemishes on their reposrts, but I can state that it's worth a try to apply!