AMEX OPEN Short App Broken???????

Discussion in 'Credit Talk' started by NiceGuy, Mar 17, 2004.

  1. NiceGuy

    NiceGuy Well-Known Member

    Anyone else getting this when you try to apply for a biz card through the OPEN short app (the one where you are already a cardmember and only need to enter last name, card number, and last four of SSN to apply)?

    We are sorry.

    Due to a computer system error, we are unable to process your application at this time. We apologize for any inconvenience.

    To learn more about other flexible solutions you can use to manage and grow your business, please return to OPEN: The Small Business NetworkSM.
     
  2. NiceGuy

    NiceGuy Well-Known Member

    Short app still broken for me, so I used the standard app and got instant approval for Blue Cash for Business from OPEN.
     
  3. faztcobra

    faztcobra Well-Known Member

    Congrats!

    How hard was it to get 6.99 on your personal Blue Cash?

    I was approved, but not yet received an Amex Blue. Got the 7.99 rate...just curious what it takes to go lower.
     
  4. NiceGuy

    NiceGuy Well-Known Member

    Thanks!

    Re: Blue - I applied for standard Blue online in 11/03 and was given the lowest APR (7.9% fixed) with a 750'ish EQ FICO.

    I called up standard customer service last month and asked to be converted to Blue Cash - but the way I asked was "can you tell me what my APR will be IF I convert to BC?".

    They put me on hold, came back and said "it will be 6.99% fixed -- would you like me to convert?" I was like, WTF!! Why would APR be lower than ordinary Blue??? I confirmed it again with the rep and a letter soon followed confirming it as well, along with the new card.

    The account number remained the same, and I still can't believe it to this day! If you search for my original post on this, someone else called in after me and got the same treatment I believe, so it should work!
     
  5. GEORGE

    GEORGE Well-Known Member

    Re: Re: AMEX OPEN Short App Broken???????

    YMMV

    I got BLUE CASH at 8.99% so I CLOSED it and transferred
    the credit limit to the regular BLUE IT IS 7.99%
     
  6. Platinum

    Platinum Well-Known Member

    Re: Re: AMEX OPEN Short App Broken???????



    I've just converted my regular Blue with 7.99% APR into Blue Cash. My APR is going to be 0% for the first 6 months, 6.99% fixed APR thereafter. All this was done just by calling regular CS.
    Thanks NiceGuy!!!
     

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