AMEX Optima Secured to Unsecured

Discussion in 'Credit Talk' started by AntBubba, Dec 3, 2001.

  1. AntBubba

    AntBubba Member

    Hi all :)

    Has anybody had any luck changing their Secured Optima to an Unsecured card? I have had mine for two years now and have gotten nothing but the run around from AMEX.

    Each time I call, I get transferred to another person and another and another. Nobody seems to know who I am supposed to talk to.

    Any suggestions?

    Thanks :)
     
  2. roni

    roni Well-Known Member

    Close it! I did.
     
  3. mikenyc69

    mikenyc69 Member

    if you cancel the optima secured, do they send you to retention or anything like that. It is really ashame that when I opened the account in may of 99, I opened under the pretense of building a good payment history and getting the card unsecured. Instead, I get the reply that you have to apply for another card and I get knocked down again.. Thanks again for hearing me, and let me know what happened when you closed your amex optima secured as I still have mine... Bye.. Mike
     
  4. roni

    roni Well-Known Member

    They just closed it and said goodbye! She actually said ok and we will refund your deposit in blank blank weeks. I saw NO future at all in them unsecuring my card from reading others post. I closed in 10/00.
     
  5. AntBubba

    AntBubba Member

    I think I am going to just go ahead and close it. I too opened it with the intention of getting it unsecured after a year.

    How long did it take to get your security deposit back?

    Thanks :)
     
  6. CardKid

    CardKid Well-Known Member

    When I closed my account in May, the rep said that it could take up to 90 days. I called every single day for 2 weeks and they made an exception and wired the deposit to my account in less than 20 days.

    CardKid
     

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