amex optima secured

Discussion in 'Credit Talk' started by alice, Jan 13, 2001.

  1. alice

    alice Guest

    Is this a good card to start with?
  2. Creditinsi

    Creditinsi Guest

    What do you mean by "start"?

    If you have NO credit history, a good way to start building credit would be department store credit cards and a secured credit card that reports to all 3 beareaus.

    If you have a BAD credit history the best way to rebuild your credit history would be to get a secured credit card.

    From personal experience I suggest Capital one and Sterling bank. Although most of the popular sub prime cards offer secured cards. You'll find a free credit card list over at:

    Good luck to you building your credit!

  3. alice

    alice Guest

    thank you
  4. roni

    roni Well-Known Member


    Amex optima secured does not report to the credit bureaus. It is also a card that many of use have had a hard time unsecuring. This card is a good card only if you want a relationship with Amex not rebuilding credit.


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