Well, I just got off the phone with AMEX because I had them reallocate some of my Costco line to my Blue Cash and low and behold they told me that I was approved for a Platinum Charge card. I currently have had the green charge card for 2 years with a perfect payment history. Now, here's my dilemma. Do you guys and gals think its worth it to upgrade to the Platinum card? The $395/year membership fee is holding me back. To be honest, I dont do a lot of traveling, and it seems that most of the benefits are travel related. The prestige factor would be kinda nice What would you all do?
I upgraded last year, and it's worth every penny. I've actually used just about all their services. Annual fee will pay for itself just through the reward alone. I highly recommend it.
I read through the entire benefits list and I'd say 90% is travel related benefits. Could you please let me know what benefits you obtained from your card? Thank you.
FOR $395--NO I USE AMEX DELTA---DOWNGRADED FROM $85 to $55 (SPIN-OFF FROM BLUE) BANK ONE/UNITED VISA $60 X 2 SECOND ONE FOR A 20,000 MILE OFFER...WILL BE COMBINED BEFORE CHASE GETS IT'S NOSE BACK IN MY BUSINESS.
LOL George! Looks like your gonna be a Chase account holder again You know what I just realized is that the customer service rep was trying to do a hard sell on me. He definitely wanted me to convert asap. I asked him how long the offer is good for and he said only 2 weeks. Weird.
AS FAR AS PRESTIGE WHY IS AMEX PLATINUM "MORE" PRESTIGE WHEN I COULD BUY A MERCEDES WITH MY AMEX DELTA CARD AND MY BANK ONE/UNITED VISA CARD ("IF" THEY WOULD LET ME)...AND GET MILES.
You're right, most of benefits are for those who travel frequently. Few benefits I enjoyed are: 1- I just flew in from LAX via Continental Air. I was able to use their President's Club (free alcohol & snacks) just by showing my boarding pass & the card. 2- They have two tickets for price of one for international travel. Went overseas and saved a bundle. 3- Got enrolled in Hertz Gold for free. 4- Got new wardrobe using reward points.
Re: Re: AMEX Platinum Charge card approval AMEX IS or WAS hard up for business... I guess they are not selling enough BLACK CARDS...
Re: Re: AMEX Platinum Charge card approval "IF" you MUST...check out GOLD REWARDS...that should be a better deal for you... YMMV
Re: Re: AMEX Platinum Charge card approval I forgot to mention that when I inquired about gold rewards, the rep said I was not preapproved for that one. LOL! He said I had to apply for that one and that they would do a hard pull. Can someone please let me know AMEX's logic on that one? I am preapproved for their Platinum, but not their Gold, lol! I guess they are hard up for membership fees!
Re: Re: AMEX Platinum Charge card approval If I traveled a lot, then there would be no question about accepting the card. It sure has nice travel related benefits!
Re: Re: AMEX Platinum Charge card approval I wouldn´t pay any anual fee for a card. Neither an Amex Charge, Diners, etc. All my cards have no anual fee.
Re: Re: AMEX Platinum Charge card approval If you have a green card ... and do not really travel or go to shows alot ..it is definitly not worth the $395. Now as far as upgrading to a Gold ...that also might not be worth it for $75. I find it strange that you would be approved for the platinum Card and not the Gold... I would call a customer service rep... I had my green card for less than a month and called and was upgraded right on the phone ...with no new credit check. But the $395 or even $75 is definitly not worth it if you are not going to take advantage of the benefits nad about 80% are for Travel.
Re: Re: AMEX Platinum Charge card approval I would go for it simply for the "Wow" factor. Regards, Chester
