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Amex Platinum Charge

Discussion in 'Credit Talk' started by crave1wave, Jun 17, 2001.

  1. Jun 17, 2001 #1
    crave1wave

    crave1wave Well-Known Member

    I recently applied for the Amex Platinum Charge card.

    My FICO is 790.

    Have

    a MBNA Platinum Plus Visa--limit $9,000
    a Citibank Gold Card--limit $12,400
    a Fleet Fusion Card--limit $10,000
    a Citibank Click Citi--limit $4,000

    All accounts are R1 status, never late, no bankruptcy, no nothing!

    Income--$120,000

    Do you think I will qualify for the Amex Platinum Charge card.

    Thanks you all! I just signed up and this is my first post!!
     
  3. Jun 17, 2001 #2
    river

    river Well-Known Member

    First off,welcome. Secondly, you shouldn't have any problems *(with what info you given) qualifying and recieving the amex card.Outstanding benifits and customer service to follow. Goodluck!!!!!!!!
     
  4. Jun 17, 2001 #3
    sph88

    sph88 Well-Known Member

    Yes, if 1 account is 3 years old,one is at least 2 and the rest are over 6 months old. Also your utilization should be less than 25% and NO negatives.
     
  5. Jun 17, 2001 #4
    Surphie

    Surphie Well-Known Member

    And if they don't give you the Amex Platinum Charge card, they may give you a Gold card (and you can apply for an upgrade)
     
  6. Jun 17, 2001 #5
    crave1wave

    crave1wave Well-Known Member

    Thanks all of you who have replied!!!

    Any others???
     
  7. Jun 18, 2001 #6
    crave1wave

    crave1wave Well-Known Member

    Anything Else??

    Thanks!!
     
  8. Jun 18, 2001 #7
    miles

    miles Well-Known Member

    You should have no problem at all receiving the Amex Platinum card. You appear to have the credit, income and FICO needed to get the card.

    BTW, how did you apply? Did you apply online or by mail? Good luck to you and keep us updated.
     
  9. Jun 18, 2001 #8
    crave1wave

    crave1wave Well-Known Member

    Applied online on Saturday. Calling tomorrow to see if they recieved the application.

    I will keep you all updated!!

    Thanks!!!!!!
     
  10. Jun 18, 2001 #9
    Jim

    Jim Well-Known Member

    Welcome and enjoy the board!!!

    I loved it when you posted to LizardKing that you have 4 visa type accounts and 5 retail ( department store ) charges with a 790 credit score.

    Credit scoring is very complex. Occasionally, someone will mention that a score that high is usually seen in consumers that have 1 or 2 visa amd 1 retail account along with 1 installment loan.

    Anyway, welcome and best wishes regarding any card you apply for.
     
  11. Jun 18, 2001 #10
    crave1wave

    crave1wave Well-Known Member

    Long credit, my longest 1974, no late fees ever, a paid off house loan, yes!!!, and no delinquinces or bankruptcies ever gave me my score!!! hehehe

    Thanks to all for all of your support!!!
     
  12. Jun 18, 2001 #11
    Jim

    Jim Well-Known Member

    More power to you with a long history and no BK.!!!!


    Hey , if you don't me asking? With a name like "crave1wave" are you from California or another surfing state?

    I live in S. California and love it.
     
  13. Jun 18, 2001 #12
    crave1wave

    crave1wave Well-Known Member

    I live in Florida!!!!
     
  14. Jun 18, 2001 #13
    Jim

    Jim Well-Known Member

    I don't know if you surf. I used to before an injury.

    Recently the best rated surf beaches in the world were found in Hawaii and Florida.

    My daughter and I still get out the body boards at Huntington Beach. We love it.

    Best wishes
     

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