Amex Pre-Approval @ Login?

Discussion in 'Credit Talk' started by CardKid, Aug 11, 2002.

  1. CardKid

    CardKid Well-Known Member

    I logged into my account at the Amex site and received a message that says, "Because of your standing as an Optima® Platinum Cardmember, we invite you to add an Additional Card to your account!

    Accept Pre-Approval / Learn More

    Is this guaranteed?

    CardKid
     
  2. GEORGE

    GEORGE Well-Known Member

    As long as the SECOND CARD HOLDER HAS NOT "STIFFED" AMEX...

    A second "AU" card is NO BIG DEAL!!!
     
  3. Manequinne

    Manequinne Well-Known Member

    Hey,

    Someone else posted awhile back about this.

    I think when they clicked on the link, it took them to a page that asked them for the name of the person you would like to receive the/an additional card.

    I might be wrong, but I remember that post.

    Whatever happens, good luck..........
     
  4. CardKid

    CardKid Well-Known Member

    Is this a pre-approval for an "AU"? Or, am I pre-approved for another card product?

    I checked out the cash rebate card and received the following:

    Add this Card to the one you currently carry, and, in addition to an enhanced array of benefits and services, you'll receive up to a 2% cash rebate on every eligible purchase.

    CardKid
     
  5. GEORGE

    GEORGE Well-Known Member

    YOU GIVE SOMEBODY YOU KNOW...A SECOND CARD...it has their name on it...YOU PAY!!!

    It is an "AU" card...
     
  6. CardKid

    CardKid Well-Known Member

    George,

    Would Amex issue an "AU" card on a product that I do not have?

    CardKid
     
  7. Platinum

    Platinum Well-Known Member


    AMEX invite you to apply for an additional card. I don't know why others talking about AU. You never mentioned anything about AU. They don't read your post. BTW approval is not guaranteed.
     
  8. breeze

    breeze Well-Known Member

    But AU is what they mean. To find out if you're preapproved for a new card for yourself, click on the "apply for a card" link, then "I am already a cardmember" then log in. It will show if you are preapproved for something else. Unless your George, of course.

     
  9. GEORGE

    GEORGE Well-Known Member

    OK~~~I DIDN'T READ IT RIGHT!!!

    ACCEPT "PRE-APPROVED" MEANS NOTHING!!!

    I was denied both AMEX PLAT CASH AND GOLD DELTA...686-718 F.I.C.O.

    I SEE THIS AS AN "AU" INVITATION~~~GUESS I WAS WRONG!!!!------------>Additional Card to your account!
     
  10. Platinum

    Platinum Well-Known Member

    OK CardKid,
    do they invite you to apply for additional card ( new card ) or they invite you to add an user to existing account ? It's not clear to me. I am confused now.
     
  11. GEORGE

    GEORGE Well-Known Member

    Welcome, "GEORGE"


    Because of your standing as a Blue from American Express Cardmember with Blue from American Express, we
    invite you to add an Additional Card to your account!

    No annual fee
    Anyone you choose can share the benefits and convenience of Blue
    Additional Card charges are itemized and separated on your regular statement
    "ACCEPT PRE-APPROVAL"~~~"LEARN MORE"
     
  12. CardKid

    CardKid Well-Known Member

    I clicked on "Log In Now" under "Im already a cardmember." I get the "Welcome" screen and a message that says, "Because of your standing as an Optima® Platinum Cardmember, we invite you to add an Additional Card to your account!" I clicked on "Select From A Wide Range Of Cards" and chose the American Express® Cash Rebate Card (clicking on Learn More).

    At the top of the web page, it reads, "Add this Card to the one you currently carry, and, in addition to an enhanced array of benefits and services, you'll receive up to a 2% cash rebate on every eligible purchase." At the bottom of the page, it reads, "Accept Pre-Approval."

    CardKid
     
  13. CardKid

    CardKid Well-Known Member

    I clicked on the Accept Pre-Approval. An application popped up that was partially filled. It looks as though I will have to submit an application if I want the card. It smells like an inquiry waiting to happen.

    CardKid
     
  14. Platinum

    Platinum Well-Known Member

    This part is formulated so stupid from them. It should say Additional Card to your MEMBERSHIP.
     
  15. GEORGE

    GEORGE Well-Known Member

    "HARD"
     
  16. CardKid

    CardKid Well-Known Member

    Because Amex gives you no way to cancel the application on screen, I closed the window and exited the site.

    CardKid
     
  17. breeze

    breeze Well-Known Member

    Yes, you did right. It would have been an inquiry. The preapproval will be on the first screen you see after you log in. Keep looking. Even then, though, you get an inquiry, and you have to fill out a short application (pretty much reverifying/updating your info). That's how I got my Blue.

    Only doesn't work if your George.


     
  18. CardKid

    CardKid Well-Known Member

    Breeze,

    Did I get an inquiry since I went to the pre-filled application?

    CardKid
     
  19. GEORGE

    GEORGE Well-Known Member

    NO...you didn't "SUBMIT IT"...or push "SEND"...right???
     
  20. CardKid

    CardKid Well-Known Member

    No. I did not send the application. I exited the site.

    CardKid
     

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