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Amex reporting limit?

Discussion in 'Credit Talk' started by Dani, Aug 10, 2001.

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  1. Aug 10, 2001 #1
    Dani

    Dani Well-Known Member

    I know this question has been posted before, but I can't find the answer for it in the search engine. Does anybody with an Amex account have their credit limit being reported to the bureaus? Right now my credit report is showing $3400 balance and a $3400 credit limit. It looks like I'm using 100% of the credit line instead of only 40%. Hecht's is the only other one who is not reporting my score. Any luck on either of them? I appreciate any and all help. Thanks.

    Dani
     
  3. Aug 10, 2001 #2
    the other

    the other Well-Known Member

    I know it's not reported for Experian.
     
  4. Aug 10, 2001 #3
    JacquiG

    JacquiG Well-Known Member

    Equifax is reporting my Blue limit.
     
  5. Aug 10, 2001 #4
    Dani

    Dani Well-Known Member

    Jacqui,

    How did you get Equifax to report your Blue limit? Equifax was my main concern. I have never had a creditor pull my TransUnion report and only one pull my Experian so if I could get Equifax to report my limit that would be great. Thanks.

    Dani
     
  6. Aug 10, 2001 #5
    JacquiG

    JacquiG Well-Known Member

    Dani,
    I didn't do anything - when I got the card in January, the limit wasn't being reported. It was just added recently (within 2-3 months?)

    Jac
     
  7. Aug 10, 2001 #6
    Dani

    Dani Well-Known Member

    Thanks for your replying. I wish mine would just show up. Maybe I will dispute with Equifax and send them a copy of my statement showing my credit limit. Knowing my luck they won't consider that to be proof.

    Have a good weekend.

    Dani
     
  8. Aug 10, 2001 #7
    JacquiG

    JacquiG Well-Known Member

    Thanks, you too! Sorry I couldn't help...
     
  9. Aug 10, 2001 #8
    akg

    akg Well-Known Member

    Dani---

    I have an Amex Delta Platinum Skymiles card, I checked all three of my CRs and none of them report my credit limit ($9,500).

    akg
     
  10. Aug 10, 2001 #9
    GEORGE

    GEORGE Well-Known Member

    ...THEN IT IS NOT COMPLETE AND NOT ACCURATE!!!!!!!!!!
     
  11. Aug 10, 2001 #10
    Dani

    Dani Well-Known Member

    George, you're right it's not accurate, but the lending institutions and credit bureaus make their own rules.

    Dani
     
  12. Aug 10, 2001 #11
    GEORGE

    GEORGE Well-Known Member

    Make a copy of bill and highlight the credit limit..

    EMPHASIS ON COMPLETE AND ACCURATE!!!!!
     
  13. Aug 10, 2001 #12
    Dani

    Dani Well-Known Member

    Thanks, George. I was thinking about doing that. I'll send it off to them on Monday. Have a great weekend.

    Dani
     
  14. Aug 10, 2001 #13
    Lionel

    Lionel Well-Known Member

    Dani --

    No credit issuer is required to report the limits, although they should. Have you contacted Amex about having them report it?
     
  15. Aug 10, 2001 #14
    GEORGE

    GEORGE Well-Known Member


    THEN THEY DON'T HAVE TO REPORT...COMPLETE AND ACCURATE???
     
  16. Aug 10, 2001 #15
    Lionel

    Lionel Well-Known Member

    George - I don't understand what you're saying.

    I'll get back to it tomorrow or Sunday though...right now on the west coast it's Friday Night Party Time!
     
  17. Aug 10, 2001 #16
    GEORGE

    GEORGE Well-Known Member

    COMPLETE AND ACCURATE INFORMATION INCLUDES THE CREDIT LIMIT !!!!!!!
     
  18. Aug 11, 2001 #17
    Dani

    Dani Well-Known Member

    Lionel,

    I called Amex and they told me they do not have to report the credit limits to the bureaus. I'm hoping if I send a copy of my statment to all three credit reporting agencies will report the credit limit. Even if they need to verify this with Amex my credit limit still stands.

    Dani
     
  19. Aug 11, 2001 #18
    Aux

    Aux Well-Known Member

    I have Amex Platinum Cash Rebate, It shows credit limit on Equifax but not on Experian.

    Aux
     
  20. Aug 11, 2001 #19
    GEORGE

    GEORGE Well-Known Member

    COMPLETE AND ACCURATE INFORMATION INCLUDES THE CREDIT LIMIT !!!!!!!
     
  21. Aug 11, 2001 #20
    breeze

    breeze Well-Known Member

    That will be the end of an ongoing relationship with AmEx for me. I am not getting/using any cards that do not report limits. Cap One is on the way out as soon as I can replace the limit somewhere else. They have to know they're screwing up our scores. WTF??? That's no way to treat a good customer.

    breeze
     
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