If you have a FREE BALANCE TRANSFER with your card...BALANCE TRANSFER 99.9% of your credit line to an account that has FREE BALANCE TRANSFERS, wait one month and do it the other direction!!! ...or BT it to an account that you only owe $80.00 on, and ask for a check refund. If they ask...tell them you just made a mistake...put the wrong account number on the BT page and once you press "SUBMIT"...you CAN'T undo it!!! INSTANT "ALMOST" CREDIT LIMIT REPORTED.
Well, I was doing that with Cap One, and then I decided, "why am I putting up with this? This is BS, I shouldn't have to worry about this in addition to everything else." I'm not bothering with them anymore. It won't take that long to replace them. breeze
