Just curious, what is the minimum score needed for the credit cards (Cash Rebate, Skymiles, Starwood, Hilton, etc.) ? Is it lower than Blue or the same ? Thx.
Wife 741 F.I.C.O. AMEX CASH BACK PLATINUM~~~DENIED ME 711 F.I.C.O. "PRE-APPROVED" AMEX CASH BACK PLATINUM~~~DENIED
Didn't try DELTA...might be like AASILVER/GOLD CITIBANK...EASY... If they get an annual fee...they might have LOWER STANDARDS...
2/02 Blue- denied (700, 12 inquiries/6months) Reason: too many inquiries/too many new accounts 3/02 Delta- approved (690, 14 inquiries/6 months) CL-$2000; requested CL increase, but was told that I had too many inquiries.
I have 5 inquiries in the last 6 months so I'm not sure if I should apply or wait. I haven't checked my score in a while, but I think it's ok because I was approved for some new cards recently.
Since the 1st of the year, I have received 3 new accts. Citi Plat Select, Target Visa and a Household Gold visa. I just checked yesterday, and my Equifax score has dropped by over 40 pts. I assume becuase of the inquiries and 3 new accts reporting. So, before you apply, do a quick check of your scores.
