Finally I have no negatives on my Equifax report . just two I1 loans and a target card that will be reporting in a week ... thats it . After my Target loan reports I will have around 700 equifax score . Thank you, Carl
I am not sure what their requirements are but I know that if you ever had any problems with AMEX (chargeoffs etc.) you will need to take care of them first and then wait for 12 months to 2 years before applying. Even if you pay them you may have to speak to somebody there to be considered for removal from their black list. I hope this helps! Mark
Sorry I forgot to mention Also I have a Chevron, Dillards, and Circuit City that will be reporting by the end of the month . According to what everyone has said in other threads Dell wont be reporting for a long time .
Ackkkk...I wouldn't count on a score boost, then. When new cards report, it actually lowers your score because it throws off your average age of accounts so with several new reporting, it may go down Experian is expecially bad about the score dropping when a new account is added...for that matter, so is TU. Congrats on the clean reports, though!!! L
Amex requires at least 2 (it may be 3) revolving accts at least 2 years old with a perfect pay history on those accts.
