Does anyone know if amex offers a secured card? If so, are they hard to get. I recently got visa and mc from first premier and I am thinking amex would be a good addition for me to build on. thanks for any help.
BoldGuy That link works if you speak the language it is posted in. An english like would be better. Erica
I got an invitation to apply for the Optima secured card a couple of years ago... The mailer said to send them a check for $300 and it would be a sure thing. About three weeks later I got a check from American Express Centurion Bank for $300 and a letter telling me they couldn't open the account because I have a tax lien on my reports.
THAT IS AMAZING...A $300 CREDIT LINE SECURED BY $300 AND YOU DON'T QUALIFY??? Somebody didn't qualify for a CD sucured loan at their bank for a bad mark on their credit report... CLUELESS PEOPLE.
sheila, do you know if the secured optima card is reporting? I have read posts on this board that it doesn't report. Also, any other deatails would be wonderful. I was just told by amex last week that they stopped the securerd cards in July of 2000. So any new news is great. thanks