Hello every one I just applied for the unsecured card got denied spoke with the acct manage and he told me he is not authorized to overide blue optima?he can only overide blue platnum? please advice
RE: AMEX Secured /had for last What the hell's a Blue Platium? I think you mean an Optima Platinum. Apply for that and have them override it!
RE: AMEX Secured /had for last yep ..sorry blue platinum, I guess thats where i made a mistake when i applied for the unsecured card , but acct manager told me to wait for 1 more month and then apply again and for some reson if denied then call them to overide ..does anyone know what they do when they overide I mean they ran the credit again?
RE: AMEX Secured /had for last Nope! No credit check. They already have a copy of it...they basically just punch a few keys, and tell you it's been manually approved. At that point, you should ask about the credit line and try a little negotiating, but don't push it...that's how it went for me anyway! Good luck!
RE: AMEX Secured /had for last Thx, joe My secured optima limit is 500 what kind of limit are we talking here , any tips ?
RE: AMEX Secured /had for last Um...well, my Optima w/Deposit was @ $200, they gave me $1000 (it was a random #, I'm sure, b/c when I asked, the lady said almost automatically $1000) but I hung up, called new accounts back telling them to close the account b4 I got the card b/c the limit was too low, and with that leverage (I never intended to close, BTW) they raised it to $3K.
RE: AMEX Secured /had for last SO ..I applied for optima platinum today got declined call acct manager he told me wait 3 days and call back to find out about status, I guess this must be new because What I heard is they approved over the phone same day
