They received my application on the 17th of Oct, the check cleared my bank on the 19th of Oct. "The bank couldn't verify my mailing address through normal means" so they are sending me a letter for me to mail back to them. After they receive this letter it will take 7-10 before I receive my card. Molly might want to call them too to make sure they have all the info they need from her. I'm really glad I applied when I did. I have been putting it off for about a year. Looks like I've had good timing I have been refusing to apply for secured cards, but the AMEX name is hard to resist.