I don't know the answer to your question, but, Amex student is how I got my foot in the door with Amex. Grew from there. Student card had 1000 'limit' (even though Amex doesn't have 'limits'. Don't know my 'limit' now but the site approves 25k purchases when I do the 'test' purchase. I use my Amex for all my work travel, etc, so I regulary charge 80-100k a year. That really helps it I think. Also helps my utilization...Amex was 15,800 one month. That shows up as my high credit, so really helps the utilization%. I was at a 4yr school when I got it but only taking part time schedule at the time. Hope this helps! Shawn