Amex Success!

Discussion in 'Credit Talk' started by Aux, Mar 19, 2001.

  1. Aux

    Aux Well-Known Member

    I have Gold Charge Card for almost 4 years now. I always keep checking online if I have pre-approved on my account. I never got the screen that I have pre-approved for any Amex cards. This morning I call CS to check he also didn't see any pre-approved offer on my account. Only gave me 1 year waive fee for additional card ($35.00).

    Anyway, I decided to apply Amex Platinum Cash Rebate online and got instant approval with only $3200 credit limit. For me it's kind of low credit limit.

    Should I call and ask to increase right away? or Should I wait for 6 months.?

    Most of the CC I have it's at least $7000.00 CL.

  2. Mike

    Mike Well-Known Member

    Unless you have another AMEX credit card like Blue, I would wait a few months before requesting the credit increase because it shows them that you can handle a big credit line well after making a few payments on time.
  3. Momof3

    Momof3 Well-Known Member

    Congrats AUX!!! Not sure about the increase advice, just wanted to send you my congrats:)

  4. Aux

    Aux Well-Known Member


    Thanks Mike for your input. I will wait for a while then.

    Thanks Momof3, Congratulations to u too about Green Amex.

  5. the other

    the other Well-Known Member

    Re: Thanks!

    Do you know what your FICO score is?
  6. Saar

    Saar Banned

    Re: Thanks!

    Apply for an increase right now.

    Their credit increase policies are very lenient during the first 30 days of the account. It's a matter of corporate policy.

    Call Amex and ask to speak with the New Accounts department. Then ask for a re-evaluation of your credit line. Do not hesitate to ask to speak w/ a New Accounts Supervisor, if necessary.

  7. Saar

    Saar Banned

    Re: Thanks!

    BTW - You better use your new card as a charge card, or else the interest rate would outweigh any cash rebate you may earn.

  8. Aux

    Aux Well-Known Member

    Re: Thanks!

    Thanks Saar, I just called the New Accouts Department and they said they will review my account and I will have to call back tomorrow to find out. They also ask me How much i want. I said at least $10,000.00. Let see tomorrow.

    Thanks again.
  9. Aux

    Aux Well-Known Member

    I got it!

    Finally, They increase my credit line to $7000.00. The CS is awesome.

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