Howdy folks, just wondering how difficult it is to be approved for an Amex with a discharged BK13 on record. My co-workers BK13 was discharged in 11/00. His Experian credit score is 620 and only has $2000 in current debt. In his CR he has 8 charged off accounts, dating back to 1997, and 12 accounts in good standing. Does anyone out there in credit land know any guidlines Amex follows for issuance of credit? If he asks any more questions I'll have to start charging him :') Thanks a bunch. ---> Zaphod
I am in the same boat as my bk-13 was discharged in Aug of 2000. I've had perfect history since my filing in 1996. I did apply for the Amex secured Optima in early 2000 and was denied. I never bk on Amex. With rare exception, any bk on your report will result in a denial. Best regards, Sam
