I'm excited! I went to pay my American Express bill online yesterday and went to "apply for a card" just to see if anything was in there... there was! Preapproved for an Amex Gold Card. I accepted and called today to see if the application went thru and it said "Congratulations, you have been approved!" :-O That was FAST! It might not be a big deal to some, but it is a biggie for me!