Discussion in 'Credit Talk' started by Barbara, Sep 20, 2000.

  1. Barbara

    Barbara Guest

    I was approved online for a platinum Amex, even though it said they may call for verification of some info(no call yet?)I was wondering if anyone knows how they base there credit line amount? Is it a percentage of your income? Or based on your credit? What is the average line of credit? Thanks for info.
  2. T

    T Guest

    Where did you apply to get instant approval? I was on AMEX site and the online application does not offer instant approval. This is for the Platinum Charge Card, not Platinum Optima Card?
  3. Barbara

    Barbara Guest

    I applied through site. I think it's the optima.
  4. Michael

    Michael Guest

    I can't directly answer your question but can tell you this. Amex will match your highest credit card limit if they haven't given it to you when the account is set up.

    I applied for one of my clients was approved a few days later for him but only $3,000.00.

    I asked about a increase and they matched his Discover to $10K.

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