2 years ago, had a house foreclosed on. I had been credit counseling but I finished. I got a Providian (that started at $500, now it's up to $1700) and I have a Providian MC also. I also have a Capital One and just in November, Sears (of all places) gave me a $2100 credit line. I have had no negatives in the last 2 years - with credit card payments or car payments (had 2 cars, one is now sold). What do you think? I don't want to wait an inquiry. Tried a Discover Platinum but they denied me. What I REALLY want to do is get a card with a high enough limit to transfer my other cards to it and cancel them. Any suggestions?