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Discussion in 'Credit Talk' started by confused, Mar 2, 2001.
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Lately Capital One has been sending me *re-consider our offer* emails. I applied for their secured card in 8/00 and got an offer of $200 limit for $199 deposit! I even sent the check but then after thinking about it, I called and canceled my application and they sent me my money back. Now they are emailing me to let me know that the offer still stands until 8/01 and all I have to do is fill out and send the deposit slip that they have provided along w/ my check for $199! Thanks but no thanks....but nice effort though.
$1 spending limit????
I would at least try to neg a higher credit limit. Cap1 really has some nerve.
Re: $1 spending limit????
a security deposit is 100% refundable, and unlike aria, is not charged as an interest-expense.
You'll get your $199 back promptly, whenever you close the account. Plus the going interest rate.