Discussion in 'Credit Talk' started by C, Mar 12, 2001.

  1. C

    C Guest

    I have a charge-off with AMEX that I am done paying off next month. Does anyone know if they would grant me a credit card with them again now that I have fulfilled my obligation to them?
  2. Dani

    Dani Well-Known Member


    Amex is pretty harsh on charge offs especially if the charge off is with them. I would contact Amex's customer service department and ask about their requirements for re-establishing credit with them. I think they will probably say no, but it is worth a try. Best of luck.

  3. Saar

    Saar Banned

    You'd be off their shitlist 12 months after you're done re-paying them. Till then, you'd be auto-declined for any of their cards.

    However, Account Managers at Amex Centurion Bank are authorized to override the denial if convinced that you're otherwise a good credit risk.


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