I was over a friends house and heard this message that Cross Country Bank had left on her answering machine. They said that her balance is so small that she should just pay it and get it over with and stop ruining her credit over it. That it is only past due a few months and then gave the exact balance. Now she still lives at home so who ever had come home first could have heard the message. Is it legal for the original creditor to leave information like that on someone's answewring machine? -Cindy
Make sure she saves it. If not, it probably won't stand up in court. Make sure it was exactly CROSS COUNTRY BANK who called. Call the number they left (if any). If it was a debt collector representing them, then I believe they may have violated the the FDCPA. Give more details on what EXACTLY was said!
Good catch helpwanted! Sorry for the bad info. I had a debt collector call claiming to be Cap One. DH answered the phone and we got into an argument Idiot: I'm with Cap One DH: Honey Cap One is on phone Me: She's not Cap One, who is she? DH; relays - she said shes with Cap One Me: Tell her, if she doesn't tell us who she REALLY is, you're hanging up DH - Relays - Honey, she's XYZ Collection Me: Aha!
