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Discussion in 'Credit Talk' started by thickman66, Aug 25, 2003.
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Yes, it is decent reading.
I think some of this happened before I got many credit cards. A fee of $2 or 2% for cash advances seems like fantasy to me.
That's too bad, but if you don't carry a balance, they can't put their hands in your pocket.
Actually, late fees apply even if you don't carry a balance. Annual fees, which I don't believe the article mentioned, are also independent of balances.
Carrying a balance is different from using the card.
Carrying a balance refers to not paying each month's current balance in full. Carrying a balance is different from using the card.