I found the following part interesting: "As the Supreme Court has held in the general context of consumer protection -- of which the Fair Debt Collection Practices Act is a part -- "it does not seem 'unfair to require that one who deliberately goes perilously close to an area of proscribed conduct shall take the risk that he may cross the line.'" FTC v. Colgate-Palmolive Co. , 380 U.S. 374, 393 (1965) (quoting Boyce Motor Lines, Inc. v. United States , 342 U.S. 337, 340 (1952)). "
