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Discussion in 'Credit Talk' started by Momof3, Mar 26, 2001.
Thanks just trying to set up my budget.
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You are correct w/ everything that you stated above.
My billing cycle ends on the 9th and is due on the 25th. For example:
If I charge on 3/6, 3/7, 3/8, 3/10.........the first three charges will be due on 3/25. The last charge will be due on 4/25.
Thanks MP, I just wanted to be sure.
It stated it normally takes 2 business days to post payment, has that been your experience??
Re: posted payment
I just paid my payment today this morning 1 day late! :-( They don't trip on that though.......they only trip when you haven't paid your bill by the next closing cycle. For example:
Bill due 3/25 and it's 4/7 and you still haven't paid (cycle ends 4/9). THEY WILL CALL YOUR HOUSE to inquire about where the money is. One time I paid my bill minus $500 in fraud charges but miscalculated by $100 somehow and they called like 2 days before the billing cycle ended to inquire about the $100. I went over the bill with them and realized that I was off by $100 and immediately went to the *pay bill* section on the internet and zapped them $100. The money was taken out of my bank account the NEXT DAY!!! Talk about fast.
Say you make a payment on your due date at like 11:59pm, it will show that you paid ON YOUR DUE DATE....not the next day. Now, if you make a payment at 11:59pm, I don't think that they money will be taken out of your bank account the next day. Probablly the following day. I would like to know too what the cut off time is for payments to post the following day? I made my payment this morning at the crack of dawn so I know the money will be out of my account tomorrow.
Yes..this is a good thing about Charge Card. Last year, I paid late (15 days after Due Date) I called CS, She said that's fine as long as I paid before the next closing date.
Mom, I bet you were grinning from ear to ear when you made those purchases with that card weren't you? Come on, tell the truth....LOL
Actually Miles those were membership fees hubbys and I and reward membership, I did use the card today and I was smiling
I've been a Amex member for years and although they put the due date as 15 days after the closing dates, they give you a grace period until the next billing cycle to pay. I've been doing this for years and never had a problem.