Received an email notice from Experian Credit Expert that a "trade bankruptcy" was added to my credit report by a bank. I have a prior bk but all my info was correctly reported 3 years ago by this bank. I looked at my credit report today and it doesn't list a new "trade bankruptcy" and my score had not changed, either. I called Experian and two different representatives expressed dumbfoundedness at what a "trade bankruptcy" is. Would anyone know about the term "trade bankruptcy" and would share?