http://www.freecreditprofile.com/ TrueLink Launches FreeCreditProfile August 20, 2002 â?? Today TrueLink, a leading provider of consumer credit management tools, launches FreeCreditProfile, a new product to help consumers take better control of their credit. Accessible at FreeCreditProfile.com, the new service goes beyond the widely offered free credit report to provide consumers a Credit Score with tips for increasing their creditworthiness and a Debt & Income Analysis that examines personal borrowing power â?? for the first time enabling consumers to get all three items free online. "Lenders evaluate a number of factors when considering a new applicant â?? including your credit report, credit score and your debt analysis," said Russell Schaub, CEO of TrueLink. "The first step to better managing your credit is understanding the way a lender will view you. FreeCreditProfile is a quick, simple way to begin the process of potentially saving thousands of dollars through increased credit scores and reduced interest payments." Schaub also noted a surging consumer interest in managing credit over recent years. In addition to the Credit Report, Credit Score and Borrowing Power Analysis, FreeCreditProfile offers consumers a 30-day free trial of Credit Monitoring. Weekly email alerts will notify subscribers to any potential signs of fraud, enabling rapid resolution of fraudulent claims and safeguarding against identity theft. TrueLink's credit information-based products and services are designed to empower consumers to understand their credit worthiness and use that knowledge to actively manage their finances â?? eliminating debt, lowering interest rates and saving themselves thousands of dollars in interest payments. Founded in 1995, TrueLink is led by a team of seasoned professionals with expertise in consumer credit, banking, lending and related financial services. TrueLink develops and markets credit-based products and services that deliver value to both consumers and the nation's largest financial institutions. Operating out of New York, NY and San Luis Obispo, CA, TrueLink is majority owned by Lehman Brothers. For more information, please visit www.truelink.com. Source: Company Press Release
Re: Another Free Credit Report Webs I just called them to find out which CRA they pull for their "free credit profile" -- it's Trans Union. I didn't ask whether it was a hard or soft inquiry or whether the score was genuine FICO. Doc
Re: Another Free Credit Report Webs Thanks Doc! So...something close to what EX CE and EQ CW offer..huh? Except for TU, I wonder...
They pull TU. It's the same report and fico score you get from TU's site for $12.50 May be worth it depending on how often you can order your report.
Well, if any of you find out how often you have access and what else is included, please share it with the rest of us un-elite. Thanks
Why would anyone want to discuss their report with a "TrueCredit Customer Support Representative" ? https://www.truecredit.com/help/dispute.jsp
You get four free per year, hardly worth 80 bucks. The free trial is just so they can get your CC# and hope you forget about the yearly fee...
My booboo. Not a fico score. Taken from their site: The TransUnion Credit Score is provided to help you better understand how lenders view your credit report. It is not an endorsement or a determination of your qualification for a loan. Lenders use credit scores to help determine whether or not you are a good candidate for a loan and what interest rate you will pay. However, each lender has specific underwriting standards, so you should not assume that you will receive the same evaluation from each lender. As part of the underwriting process, they will incorporate additional information you provide and may obtain references. In addition, even if you are approved, the terms and conditions of loans vary from lender to lender. The information used to determine your credit score comes from TransUnion, one of the major credit bureaus. Credit reports are a compilation of credit information that is reported to the bureaus by the various lending institutions with which you have accounts. The information contained in your report reflects the latest information provided. If you recently made a payment, opened a new account, or authorized an inquiry, it may not yet be reflected in the credit report you receive. Likewise, it will not be reflected in your credit score. Also, disputed items are not incorporated in the assessment of your credit score. Your credit score will change each time new information is captured in your record. TrueLink is not connected in any way with Fair, Isaac and Company; the credit score provided here is not a so-called FICO score. The credit scores of TransUnion may not be identical in every respect to any consumer credit scores produced by any other company.
They are even on Kelley Blue Book TrueLink to Offer Credit Tune-Ups on Kelley Blue Book Web Site Facilitates One-Stop-Shopping for Leading Auto Pricing Resource New York, NY (August 15, 2002)â??Delivering a crucial resource for new and used car-buyers, TrueLink, a leading provider of consumer credit management tools, has teamed with Kelley Blue Book to offer consumer credit analyses on the KBB.com automotive information Web site. "The amount of the average auto loan in the U.S. is $21,000 with a maturity of over 54 months," said Russell Schaub, CEO of TrueLink. "It is crucial that consumers researching such a major purchase understand exactly how a lender will view them so they can get the best rates possible. We're providing a quick, simple way to begin the process of potentially saving thousands of dollars through increased creditworthiness and reduced interest payments." "For 75 years, Kelley Blue Book has been dedicated to equipping automotive consumers with the information they need to make smart decisions," said Sam Dattola, Manager of Automotive Partners for Kelley Blue Book. "Our partnership with TrueLink allows us to continue in this tradition by providing online visitors with credit management tools and articles to help them with their financing options." Kelley Blue Book will offer the TrueLink credit management resources in the Credit Management Center section of its KBB.com Web site. The new tools allow auto shoppers to receive TrueLink's Credit Reports, Credit Score & Analysis and Borrowing Power Analysis. In addition, site visitors will be able to subscribe to TrueLink's Credit Monitoring service, which provides weekly email alerts to any fraudulent activity, enabling rapid resolution of counterfeit claims and safeguarding against identity theft.
