Another Good News!!!!!!!!!!!!!!!!!!

Discussion in 'Credit Talk' started by Ron, Oct 2, 2003.

  1. Ron

    Ron Well-Known Member

    This morning I checked how much I have to pay for Apple Insatant Loan. I found out that MBNA increased my credit limit from $6900 to $7300 without asking plus PAYMENT HOLIDAY.It said that Your Payment Due $$XX.00 10/XX/3003 is OPTIONAL.Finance Charge Will Continue To Accure. I don't need to require minimum payment to pay the account . I already scheduled my payment to pay them yesterday. It is not that bad news after First USA closed all my accounts.


    Ron.
     
  2. Butch

    Butch Well-Known Member

    Good job Ron.

    I like MBNA, but others say look out. So I plan to watch them carefully.

    :)
     
  3. Hedwig

    Hedwig Well-Known Member

    Congratulations. Things are looking up.
     
  4. Ron

    Ron Well-Known Member

    Butch,

    MBNA increased my credit cards 2 to 3 times a year and they're pretty nice to me unlike Bank One. Bank One should be the one to be watched out.


    Ron.
     
  5. kevinw01

    kevinw01 Well-Known Member

    Hello Ron,

    Wow!!! Major Congrats once again!! such good news you are making my day I am very happy for you!

    Please keep in touch....

    Thx,

    Kev
     
  6. Ron

    Ron Well-Known Member

    kevin,

    Thankyou. I'm happly for you too. Only BankOne doesn't appreciate my business . By the way, my brother got another letter from BankOne and they reduced another account from $8000 to $2500. I told him to use BofA 4% BT checks to pay them off and closed the account.

    Always nice talking with you and take care.


    Ron.
     
  7. kevinw01

    kevinw01 Well-Known Member

    Hello Ron,

    I am sorry to hear that Bank One is reducing the credit line on your brothers second card.... what's up with that.... anyways is always nice talking to you as well.... so please keep in touch.....

    Thx,

    Kev
     
  8. Slavic

    Slavic Well-Known Member

    Re: Re: Another Good News!!!!!!!!!!

    I just had to respond to this when I saw the BofA card listed there, and it's not the best BofA card. Notice that only the AAA card has a BT fee and even that one is capped at $50.

    http://www.cardoffers.com/reviews/cards/details/card.asp?id=767
    First Tennessee Platinum Premier Visa® Card Issued by First Tennessee Bank
    Intro 3.9% Purchases, Balance Transfers, Cash Advances for 6 months
    Purchases: 5.90% Variable
    Cash Advances: 14.90% Variable
    Balance Transfer fee: None Cash Advance fee: 2%, $2 minimum, $20 maximum
    Minimum Credit Limit: $5,000

    USAA.com and PENFED.org platinum and gold cards are ~ 8% and have no BT NOR CA fees. You do not have to be military to join USAA for banking and CC, just call their CS and ask for a member number. Anyone can join PENFED for a $20 donation.


    https://www.generationsbank.com/creditapp/index.asp
    All Seasons Credit Card Issued by Generations Bank
    Purchases: 9.90% Fixed
    Cash Advances: 9.90% Fixed
    Balance Transfer fee: None Cash Advance fee: $2
    Doesn't report to CRAs. You can "hide" your debit here when applying for a loan.

    http://www.cardoffers.com/reviews/cards/details/card.asp?id=537
    Anne Geddes Visa® Gold Card Issued by Bank of America
    Intro 1.9% 6 Months Purchases, Balance Transfers
    Purchases: 6.99% Variable
    Cash Advances: 19.99% Variable
    Balance Transfer fee: None Cash Advance fee: 5%, $25 minimum
    Minimum Credit Limit: $5,000

    https://www.applyonlinenow.com/USapp/Ctl/redirect?CV_sourceCode=F3HX&CV_MC=A000000WQW
    AAA Platinum Plus Issued by MBNA
    5% cash back on gas
    Intro 0% Cash Advances and Balance Transfers NOT PURCHASES for 10 months
    7.9% Variable Purchases, Cash Advances and Balance Transfers
    Cash Advance and Balance Transfer fee 3% of each cash advance (minimum $5, maximum $50)

    http://www.cardoffers.com/reviews/cards/details/card.asp?id=628
    CB&T Visa® Platinum Card Issued by Columbus Bank and Trust
    Intro 0% 6 Months Purchases, Balance Transfers
    Purchases: 7.90% Variable
    Cash Advances: 19.99% Fixed
    Balance Transfer fee: None (transfers must be a minimum of $100) Cash Advance fee: 3%, $5 minimum
    Minimum Credit Limit: $5,000

    http://www.cardoffers.com/reviews/cards/details/card.asp?id=214
    Fifth Third Platinum MasterCard® Issued by Fifth Third Bank
    Intro 0% 4 Months Purchases, Balance Transfers
    Purchases: 7.99% Variable
    Cash Advances: 19.99% Variable
    Balance Transfer fee: None Cash Advance fee: 3.5%, $5 minimum
    Minimum Credit Limit: $5,000
     
  9. GEORGE

    GEORGE Well-Known Member

    Re: Re: Another Good News!!!!!!!!!!

    After I get my "HELD HOSTAGE" <CREDIT BALANCE> refunded...I will call for the 7.90% AAA card with 10 months at 0.00%...

    I WILL GIVE THEM ANOTHER TRY...I THINK

    QUANTUM ADVERTISES "UP-TO" $250,000 BUT I HAVE BEEN STUCK FOR 7+ YEARS...AND THE QUANTUM NAME MEANS SQUAT!!!

    5% PAY-AT-THE-PUMP (up to $60.00---$3.00 PER DAY)

    AND A $20.00 GIFT

    1-800-932-2775

    PRIORITY CODE F3HX
     
  10. Ron

    Ron Well-Known Member

    kevin,

    BankOne gave him the same reason to reduce his credit limit like number of trades with usage,number of bankcards, and too many bankcards. I told him that to do BT and close the account. He has some other credit cards account like Citi, BofA, Discover and American Express. He doesn't need BankOne.
    Thanks for your reply.


    Ron.
     

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