This morning I checked how much I have to pay for Apple Insatant Loan. I found out that MBNA increased my credit limit from $6900 to $7300 without asking plus PAYMENT HOLIDAY.It said that Your Payment Due $$XX.00 10/XX/3003 is OPTIONAL.Finance Charge Will Continue To Accure. I don't need to require minimum payment to pay the account . I already scheduled my payment to pay them yesterday. It is not that bad news after First USA closed all my accounts. Ron.
Butch, MBNA increased my credit cards 2 to 3 times a year and they're pretty nice to me unlike Bank One. Bank One should be the one to be watched out. Ron.
Hello Ron, Wow!!! Major Congrats once again!! such good news you are making my day I am very happy for you! Please keep in touch.... Thx, Kev
kevin, Thankyou. I'm happly for you too. Only BankOne doesn't appreciate my business . By the way, my brother got another letter from BankOne and they reduced another account from $8000 to $2500. I told him to use BofA 4% BT checks to pay them off and closed the account. Always nice talking with you and take care. Ron.
Hello Ron, I am sorry to hear that Bank One is reducing the credit line on your brothers second card.... what's up with that.... anyways is always nice talking to you as well.... so please keep in touch..... Thx, Kev
Re: Re: Another Good News!!!!!!!!!! I just had to respond to this when I saw the BofA card listed there, and it's not the best BofA card. Notice that only the AAA card has a BT fee and even that one is capped at $50. http://www.cardoffers.com/reviews/cards/details/card.asp?id=767 First Tennessee Platinum Premier Visa® Card Issued by First Tennessee Bank Intro 3.9% Purchases, Balance Transfers, Cash Advances for 6 months Purchases: 5.90% Variable Cash Advances: 14.90% Variable Balance Transfer fee: None Cash Advance fee: 2%, $2 minimum, $20 maximum Minimum Credit Limit: $5,000 USAA.com and PENFED.org platinum and gold cards are ~ 8% and have no BT NOR CA fees. You do not have to be military to join USAA for banking and CC, just call their CS and ask for a member number. Anyone can join PENFED for a $20 donation. https://www.generationsbank.com/creditapp/index.asp All Seasons Credit Card Issued by Generations Bank Purchases: 9.90% Fixed Cash Advances: 9.90% Fixed Balance Transfer fee: None Cash Advance fee: $2 Doesn't report to CRAs. You can "hide" your debit here when applying for a loan. http://www.cardoffers.com/reviews/cards/details/card.asp?id=537 Anne Geddes Visa® Gold Card Issued by Bank of America Intro 1.9% 6 Months Purchases, Balance Transfers Purchases: 6.99% Variable Cash Advances: 19.99% Variable Balance Transfer fee: None Cash Advance fee: 5%, $25 minimum Minimum Credit Limit: $5,000 https://www.applyonlinenow.com/USapp/Ctl/redirect?CV_sourceCode=F3HX&CV_MC=A000000WQW AAA Platinum Plus Issued by MBNA 5% cash back on gas Intro 0% Cash Advances and Balance Transfers NOT PURCHASES for 10 months 7.9% Variable Purchases, Cash Advances and Balance Transfers Cash Advance and Balance Transfer fee 3% of each cash advance (minimum $5, maximum $50) http://www.cardoffers.com/reviews/cards/details/card.asp?id=628 CB&T Visa® Platinum Card Issued by Columbus Bank and Trust Intro 0% 6 Months Purchases, Balance Transfers Purchases: 7.90% Variable Cash Advances: 19.99% Fixed Balance Transfer fee: None (transfers must be a minimum of $100) Cash Advance fee: 3%, $5 minimum Minimum Credit Limit: $5,000 http://www.cardoffers.com/reviews/cards/details/card.asp?id=214 Fifth Third Platinum MasterCard® Issued by Fifth Third Bank Intro 0% 4 Months Purchases, Balance Transfers Purchases: 7.99% Variable Cash Advances: 19.99% Variable Balance Transfer fee: None Cash Advance fee: 3.5%, $5 minimum Minimum Credit Limit: $5,000
Re: Re: Another Good News!!!!!!!!!! After I get my "HELD HOSTAGE" <CREDIT BALANCE> refunded...I will call for the 7.90% AAA card with 10 months at 0.00%... I WILL GIVE THEM ANOTHER TRY...I THINK QUANTUM ADVERTISES "UP-TO" $250,000 BUT I HAVE BEEN STUCK FOR 7+ YEARS...AND THE QUANTUM NAME MEANS SQUAT!!! 5% PAY-AT-THE-PUMP (up to $60.00---$3.00 PER DAY) AND A $20.00 GIFT 1-800-932-2775 PRIORITY CODE F3HX
kevin, BankOne gave him the same reason to reduce his credit limit like number of trades with usage,number of bankcards, and too many bankcards. I told him that to do BT and close the account. He has some other credit cards account like Citi, BofA, Discover and American Express. He doesn't need BankOne. Thanks for your reply. Ron.