Another increase from Citi!!!!!!!!!!

Discussion in 'Credit Talk' started by Ron, Oct 6, 2003.

  1. Ron

    Ron Well-Known Member

    I checked the balance of my Citi Diamond Preferred Rewards MC. After checking the balance, I clicked the limit increase. The screen came back with the following messages:

    Congratulations! Your credit line can be immediately increased by $1500 for a total new credit line of $7500,

    During the evaluation process, a credit bureau report was not pulled.

    Ron.
     
  2. GEORGE

    GEORGE Well-Known Member

    CONGRATULATIONS...

    I was TEMPTED...but the IVORY TOWER told me to BACK OFF!!!
     
  3. annie

    annie Well-Known Member

    Is this after holding the card 6 months or what? I am going to try to wait until around Xmas.
     
  4. catnap1972

    catnap1972 Well-Known Member

    I think you have to wait six months from issue, then you can hit them up every three months afterward (that's how it's worked with my PS)
     
  5. GEORGE

    GEORGE Well-Known Member

    My last CLI was LAST YEAR!!!

    I did get a higher LIMIT with a 1/2 BDD (early this year)
     
  6. Ron

    Ron Well-Known Member

    George,

    Thanks. I did that twice on three different accounts within three months. Sometimes it give you increase from three months tofive months and some of my Citicards haven't increased since last year like yours.


    Ron.
     
  7. Hedwig

    Hedwig Well-Known Member

    Congratulations on the increase!
     
  8. GEORGE

    GEORGE Well-Known Member

    DOES ANYBODY KNOW..."IF" there is a CLI on the PULL-DOWN and you NEVER look that it will be GONE??? (in some period of time)

    Since the IVORY TOWER told me to BACK-OFF...THEY COULD BE WATCHING!!!

    She said it (computer) keeps track and ACTUALLY "LOOKS" TO SEE IF YOU QUALIFY FOR A "PRE-APPROVED" CLI...
    SHE SAID I HAVE "LOOKED" AS MANY AS 7 TIMES IN ONE DAY!!!
     
  9. jrjr37

    jrjr37 Well-Known Member

    GEORGE, I had a friend tell me that he had a citi card for about 8 months before he checked the website for an automatic cli. When he did check, he was approved for a 3k increase automatically without a credit report being pulled. He said the CSR told him the offer was there since the 6 month mark, so his offer lasted 2 months.
     
  10. Hedwig

    Hedwig Well-Known Member

    GEORGE--

    Did the IVORY TOWER tell you how often you could check without it being a "TRIGGER"? I was checking mine every day or so because, like you, I thought it might disappear. Now it looks like it doesn't.
     
  11. GEORGE

    GEORGE Well-Known Member

    Re: Re: Another increase from Citi!!!!!!!!!!

    I told her I THOUGHT IT WOULD BE GONE IF I DIDN'T TAKE IT AS SOON AS IT SHOWED UP...then she mentioned about "AS MANY AS 7 TIMES IN ONE DAY"

    SHE MAY BE WATCHING ME!!!!!!!!

    I'm scarred!!!!

    OOOOO

    She said I didn't need to check DAILY...but she did not give ANY OTHER SPECIFIC INFORMATION...she only called me because I COMPLAINED ON PFB THAT I HAVE NOT HAD A "REAL" INCREASE ALL YEAR...ONLY A 1/2 BDD
     
  12. jrjr37

    jrjr37 Well-Known Member

    Re: Re: Another increase from Citi!!!!!!!!!!

    I guess I don't understand what she's saying? Why can't you check the pull down often to see if you've recieved a credit increase?


    Does it cost them money? Is it an annoyance? Does it bother them for a specific reason?
     
  13. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Another increase from Citi!!!!!!!!!!

    She just said they TRACK IT...so "IF" I keep on LOOKING as many as 7 times per day...EVERY DAY...I will NEVER get one (so she said)...SHE SAID BACK OFF!!!

    It does NOT cost them money.
    It "MAY" be an annoyance.
    It "MAY" bother them (IF SOMEBODY GETS A REPORT TO READ)

    At work every single transaction is TRACKED...and a report is printed after 23:59:59 for the next day...it is 100's of pages long...then they print another report that groups the sales by department...and then we get more reports for sales for the other stores in the DISTRICT...

    SHE MAY BE THE ONE WHO GETS THE "CLI" PULL-DOWN REPORT TO READ????
     

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