I use my Amex for business purposes, sometimes the balance on the green card can get over 7K in a month. Last time I did that was back in Oct 2001, and that was the last update to Experian. So, I was showing alot more debt than there truly was. TU and Equifax both update Amex regularly. Shows my balance from the previous month as my current balance, but thats ok, since I can do things to make that as low as possible once I go for the mortgage, knowing that the "current balance" will be the last month balance, etc. On Experian I ask them to check the balance, since it was way too high. I just check it, and both Green balance and S&T balance are gone, poof. Total of 8K off the balance sheet. I also dispute a balance on another card, which came back corrected with a reduction another 1K in debt (hadn't been updated since Jan). They haven't updated my CreditExpert score yet, still showing 9K more than if you add up the balances on the credit report. Will be interesting to see the results on that later today!
