<begin vent> ok.. equifax deleted 3 late pays from 1997 and one of my inquiries went off my report on 9/22 AND MY REPORT ONLY WENT UP 2 PTS... 2 DAMN PTS GRRRRRRRRRR i guess the bottom line is my total debt and my crap ratio is killing my score but anyway im almost a fully clean report now on all 3 agencies! YAY! <end vent>
Well just start working on getting those balances down and you will see more progress with you score. Also, congrats on cleaning your reports!
thanks! obviously the ratios are the most important cuz i see people on here with way worse problems but with higher scores now i must pay everything off!